Friday, September 16, 2011

College Admissions Guide for Students and Families By Virginia Kerrigan Ruehrwein

Students and parents alike often find the college admissions process inordinately stressful. This does not need to be the case. The following tips are simple yet essential guidelines for completing the type of college applications that will lead to admission to the college of your choice. All recommendations are based on over a decade of experience in college preparation and application assistance. Each section should be addressed by students in the order presented. Parents may consider hiring a college application professional to assist their children in completing all elements included in this article to improve chances for admission and reduce stress.

Tuesday, September 13, 2011

Save Money By Consolidating Student Loans By Jay L White

Students who are facing a challenge to pay for their education find a good financial aid in the form of student loans. A majority of students have to leave their college with a huge debt burden quite unfortunately. Apart from this, most of these students have to write multiple checks for their loan repayment each month as they are often obtained through various lenders. Consolidation is certainly a good solution to their problem.
Loan consolidation - What is it actually?
Loan consolidation is about adding all your student loans into one so that you have a single repayment plan and a single lender. Home mortgage refinancing and student loan consolidation are quite similar to each other. During consolidation, your current balances are met while the total balance rolls over to the consolidated loan. Thus, all you need to deal now is just a single student loan. Besides students their parents may also get their loans consolidated.

Wednesday, July 20, 2011

Student Education Loan By Riffel P Francis

In this growing economy, the price of living increases daily, from groceries, to gas, to utilities and most importantly, education. A proper education is vital to everyone in this day and age because without a decent knowledge of the various topics and subjects, living in this technologically advanced world would be extremely difficult. Like I mentioned before, the price of education isn't exactly the cheapest. Education past high school is the most important and also quite costly.

Thursday, July 14, 2011

Managing a Student Loan Online

Many students rely upon private student loans to pay for college. When they first enter into the process of applying for schools and funding, they may not fully understand what is involved in the process. For many students, once they have earned admission to college, paying for it is often addressed as an afterthought. Student loans are straightforward and low interest and used to attend school. Some students may need someone to co-sign the loan; although some may rely on their parents to set up everything for them. When it comes time to pay back the financial obligation, however, it is up to the student to make good on the promise of paying back the money borrowed. For many college graduates, this is unfamiliar territory.

Wednesday, July 6, 2011

Bad Credit Student Loans - Choosing Wisely

Can bad credit have an impact on furthering your education? Some adults may have made a few bad decisions or experienced some bad luck and therefore have bad credit ratings. Perhaps these do not play a significant role in their lives until they need funding to return to school and further their education. They may need to consider taking out a bad credit student loan.
Education loans traditionally have the lowest interest rates.
Federally guaranteed student loan programs have virtually guaranteed that education fund lenders have been consigned to low interest rates. For instance, Pell grants virtually give away money to students in need. Scholarships and other grant programs assure a steady flow of education funds among the student populace.

Tuesday, July 5, 2011

Private Student Loan Consolidation Vs Federal Student Loan Consolidation

Many students and former students have probably heard about loan consolidation, federal student loan consolidation or other ways of combining student loans into a more manageable payment.
At the same time, it is a misunderstood topic because of the wide array of student loans that are given to students, and the different rules regarding their consolidation. In this article, I'll attempt to clear up some of the difficulty regarding this topic, and provide some insight into those wishing to consolidate.
What is student loan consolidation?

Monday, June 27, 2011

Consolidate Private Student Loans With Ease By Joe Norris

Funding your educational dreams is important for your future career aspirations. Having a college degree is more important now than ever before. It is so widespread that it is almost the norm for people working in professional capacities to have at least some college experience. However, tuition can be very expensive and going to school can beyond the means for most people. Therefore, a large majority of college students actively seek out student loans.

Friday, June 24, 2011

Grants and scholarships for College Students

The average cost for a college education per academic year is around $20,000. Most students today are finding it extremely difficult to pay the bill. However, this is where scholarships and grants for college students play an important role. The purpose of grants is to make higher education affordable for students who need it the most. Scholarships are awarded based on many factors like GPA, race, major, and so on.
Grants and scholarships are both free money that students do not have to pay back. However, obtaining them has a few prerequisite that must be fulfilled. For example, grants are awarded only to financially needy students to help defray the cost of an education.

Monday, June 13, 2011

Student Loans UK - Explore Various Options For Timely Finance

Students require financial assistance for continuing collage studies as they do not usually have means to support them selves from own pocket. In the UK, students have many options in taking loans as per their repaying capacity and personal circumstances. Through student loans it is possible to smoothly meet all expenses towards the costly higher studies. In taking student loans the UK students have many options.

There are federal loans which are specifically given to students, federal loans that are offered to parents and then there are private loan given to students and parents.

Wednesday, June 8, 2011

U.S Federal Student Loan

Federal Student Loan

The Federal Student Loan (FSL) is financial aid for anyone interested in furthering their education at college or university. It is also called Federal Direct Loan. The U.S. Department of Education administers the federal student aid program.
Federal Student LoanAnyone applying for any type of government-subsidized loan must fill out a special application called the Free Application for Federal Student Aid, or FAFSA for short. Go to;; for more detailed information.

Friday, June 3, 2011

U.S. Student Loans

“The human species, according to the best theory I can form of it, is composed of two distinct races, the men who borrow, and the men who lend…”
- Charles Lamb

…And in the case of a student in need of financial assistance, Federal Student Loan programs and Private Loan programs will alleviate his monetary dilemma by acting as the ‘lender’, handing money to the said ‘borrower’ in the form of student loans.

So, what are student loans?

In simplistic terms, student loans are loans given to students in need of financial assistance in their pursuit of higher education. With student loans being loans, they logically entail the borrower paying back the money that was lent to him.

Monday, May 30, 2011

Current Student Loan Consolidation Interest Rates by Glen James

Are you looking for current student loan consolidation interest rates? If you are, be prepared to look often, because the actual interest rates can change by the minute. There are many factors that go into establishing what the current student loan consolidation interest rates are, and these factors change often, which causes the rates to fluctuate.

In addition to the factors talked about above, there are some other things to consider when you are trying to find the current student loan consolidation interest rates that you should keep in mind. Many of these have to do with your own personal situation, so they are things that you actually have some control over.

What was/is your payment history on your primary loan? If your looking for the current student loan consolidation interest rates, obviously at one time you took out a loan that you now want to consolidate, right?

Saturday, May 14, 2011

Loans For Students With Bad Credit - Get a Good Level of Education

If you are a bad credit holder and you need extra funds for your higher education, then loans for students with bad credit is the best option for you. These loans provide you ample amount of money for your studies. With the help of these loans, you can pay for tuition fee, books, transpiration charges, hostel charges or rent, and so on. You can easily get a good level of education through this financial scheme.

Loans for students with bad credit are very much beneficial for the poor creditors; there is no provision of credit checks. You can get cash even if you have been poor with credits in past. The bad credit scores like arrears, defaults or bankruptcy will not create any hurdle in availing these loans.

Loans For Students - Get College of Your Choice

Everyone wants to get good college for the higher studies. But, a few gets chance to do so because of their rich status. For those, who do not have enough money need not to get depressed. You also have equal right to get education wherever you want and this is possible with the help financial scheme called loans for students. These loans have been specially introduced for the students of UK. These loans help you in meeting the expenses like hostel fee, tuition fee, food expenses, travelling, books, and so on.

Loans for students can be fetched in two ways. One is the secured form, where you need to pledge any of your expensive items against the loan amount. These loans are availed to you for the amount ranging from £10000 to £75000. The repayment duration of these loans is of 1 to 25 years.

Comparison Between an International Student Scholarship & a Fast Student Loan

Most of the students dream about a wonderful academic career. There is a proverb- learners are the best earners and learning period is the best period of life. That's why the students all over the world try to get admitted in higher and reputed educational institutions for higher studies. If you are a student, you also have dreams about a dream academic career, right? But the pathetic truth is most of the students don't even get chance to continue his studies; due to only one cause - financial insufficiency. So many student welfare organizations and even international organizations come up with their offers for the students. International student scholarship programs are certainly the best option for the meritorious students. But not each and every student is meritorious and in spite of that, the students have the same rights regarding continuation of the higher studies. For them, the financial companies are offering newer options.

They can apply for fast student loan that can meet his immediate academic demands and other associated demands as well. Just get a simple loan payment calculator and you can learn about the payment and the monthly installments.

Sunday, May 8, 2011

Positive Outlook on International Student Loans

International student loans are very practical for students who have finished their A-level study or its equivalent like year 12 study, have what it takes and desire to study overseas but lack the financial support to do so.

Other country currency may be much stronger than theirs and it may actually be more practical to get their international student loan in the country they are deciding to study, for instance the USA. However, say you are from the USA and deciding to study abroad in places like China, Australia or New Zealand, it may be wiser to get your international student loans from your own country instead.

The Basics of Student Loans By Jan Severenson

What are Student Loans?

Student loans are made to students attending college or other higher education institutions to help them pay the fees of tuition, materials, and cost of living. They are different from other types of lending in that you need to be attending or planning to enroll in a college to be able to be eligible for one. Repayment terms and interest rates are also typically different from conventional loans. All payments on the loan, including interest, are deferred until the student has left college. Usually repayment begins 6 months to 1 year after a student has left college, whether the student has graduated or not. Rates on student loans are also typically lower than those on conventional arrangements by at least 2 percentage points.

Wednesday, April 27, 2011

Reasons Why It's a Good Idea to Apply For a Student Loan

We have to admit that everything now comes at high cost. Some of you may think this is caused by recession that was happened some years ago. The bad news is that education today can't come in a cheap price. If you are a student or parent with the children who are still in school, you may feel what I'm talking about. No matter where you live, the developing and even the industrialized countries, you may feel this way. As a human being, we all know that education is the most important thing in our life. The matter occurs at the time we have no money to enter any school or college to get higher education.

5 Reasons To Get A Student Loan

I would like to present my top five reasons for getting a student loan, based on my own experiences at university and in business.

Have The Perfect Student Way of Life.
University is often the greatest. It is the first time you get to move out. The first time you get to live with people your own age. It has the potential to be the best time of your life. You can't just expect people to give you everything for free now. You need the financial security to be able to have a great time. University can be boring if you're stuck at home all the time because you don't have enough money. Private student loans can help you remove the financial scarcity and help you have the most enjoyable time.

Saturday, April 23, 2011

Student Loan Consolidation Information - What You Need To Know

A consolidation loan is one that allows you to combine more than one of your student debts into a larger one with a single lending institution. The new lender uses the funds to pay off the balances of all other student loans that you have. This concept is very close to what happens in a home mortgage refinance. A student loan consolidation is available to many students with federal loan types. Some lenders also can offer you private loan consolidations.
Is There Any Cost Associated With Student Loan Consolidation?
There is no fee per say to consolidate your student loans. However, generally you will pay slightly more with your consolidated loan because of a longer repayment period. This occurs because you are paying less each month on your loan and there is a higher balance due to pooling many loans into one larger one. So this causes you to pay more towards interest over the term of the debt.

Friday, April 22, 2011

Student Loans For People With Bad Credit - How to Get Your Student Loan

Education is not getting cheaper and making arrangements with your college can be a huge challenge, more so if you have a bad credit history. If that is deterring you from giving up on further education, then you must look at the bad credit student loan. You can avail some good student loans even if your credit history has some blips.

Are You a Potential Future Client?

The creditors may have a lot at stake in offering you such student loans. It could be an investment into a potential future client. It is apparent that if you are looking at continuing education, you are looking for a better job, which means that they have a customer with better repayment capabilities. This makes it easier to get such loans. The best part about this is that after the education, you would be making more money than what you are today. Regardless of the course that you take, a better education can always translate into better salary. Creditors know this very well and hence look to exploit it.